Principal limit | Reverse Mortgage Glossary

Principal limit

Maximum amount you can borrow under a HECM based on age, rates, and home value.

Plain English

Maximum amount you can borrow under a HECM based on age, rates, and home value.

Everyday analogy

Think of this as one piece of a loan puzzle. See our complete glossary or what is a reverse mortgage guide for context.

When this is NOT a good fit

Understanding terms does not mean a reverse mortgage is right for you. Review our eligibility and foreclosure guides before deciding.