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California Referral Sheet
A California referral checklist for sharing general questions without sensitive client records.
Before referring
- Confirm the client wants an introduction.
- Identify the receiving company and verify its Nationwide Multistate Licensing System (NMLS) identifiers.
- Explain who will receive the introduction and disclose any affiliation.
- Do not promise eligibility, terms, or proceeds.
California questions to flag
- Current insurance availability and premium
- Property taxes, assessments, and HOA dues
- Trust or title questions
- Need for California legal or tax advice
No-kickback rule
- No fee or thing of value is paid for directing a consumer to a settlement-service provider.
- The homeowner controls whether to continue.