Reverse Mortgages in California
Reverse mortgages in California
Federal HECM rules apply nationwide. This page covers state-specific licensing context, counseling resources, property tax programs, insurance market notes, and Medicaid program names.
Licensing and NMLS
Verify any originator at NMLS Consumer Access (free).
HUD-approved counseling
Counseling is required before closing. Search HUD’s counselor list for agencies serving your state.
Property taxes and senior exemptions
Property tax deferral and senior exemption programs vary by county. Unpaid taxes are a leading cause of reverse mortgage default.