ClarityKeep professional resource
Reason to Say No
A one-page reverse mortgage stop-sign framework for professionals and families.
Pause immediately
- Property taxes, insurance, maintenance, or other required charges are not sustainable.
- A near-term move is likely.
- Someone is pressuring the homeowner or directing the proceeds.
- Benefits, tax, trust, divorce, bankruptcy, lien, or estate questions are unresolved.
Compare first
- Benefits and property-tax relief
- Repair or accessibility assistance
- Refinancing, HELOC, or home-equity loan
- Selling, downsizing, or family support
Document the reason
- State the household goal.
- Record which alternatives were considered.
- Identify the property-charge plan.
- Preserve a private path for the homeowner to pause.