Reverse Mortgage Eligibility Checker

Before you spend time on counseling or applications, confirm the basics. This is not a credit pull or loan decision.

Basic pre-check only. Final eligibility requires counseling, financial assessment, and lender review.

What lenders check next

  • HUD-approved reverse mortgage counseling session
  • Financial assessment (ability to pay taxes, insurance, maintenance)
  • Property condition and title review

Full eligibility guide