Reverse Mortgage Proceeds Estimator
A reverse mortgage lets you access home equity without monthly mortgage payments. This tool gives a rough educational estimate based on home value, age, and existing mortgage balance.
Educational estimate only. Actual proceeds depend on age, rates, fees, and lender. Not a loan offer.
How this estimate works
HECM proceeds depend on your age, home value (capped at the 2026 FHA limit of $1,249,125), interest rates, and closing costs. Older borrowers generally access more. This calculator uses simplified assumptions.